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Contractor Exclusions: This Article Will Save You Thousands in Office Supplies
Not all General Liability policies are created equal. Here's a few common exclusions to look out for!

Sam Louwrens
Oct 10, 202411 min read


The Devil In the Details
A case study in hidden fees. PSA: Your broker isn't starving - there is no need to leave him a $22,000 tip.

Sam Louwrens
Sep 7, 20244 min read


Pssst... Underwriting Knows You Have a Website
You've got a website, underwriters have Google, and 'DECLINED' is a word you're going to get used to if you aren't careful.

Sam Louwrens
Aug 15, 20243 min read


Why You Shouldn't Quote Your Insurance (with multiple brokers)
Don't miss the forest for the trees - quoting your insurance should be a strategic process!

Sam Louwrens
Aug 12, 20242 min read


When You Should (And Shouldn't) Quote
There's a time and place to quote your insurance with the broader marketplace.

Sam Louwrens
Jul 29, 20242 min read


What the Hell is Claims Frequency?
Claims frequency may be bloating your insurance premiums... wait, what?

Sam Louwrens
Jul 29, 20242 min read


Understanding Experience Modification in Workers' Compensation
Experience Modification, commonly referred to as the "x-mod," is a critical concept in the realm of workers' compensation insurance. It's...
Sam Louwrens
Jan 15, 20242 min read


Jefferson - A Better Way To Buy Insurance
Sam Louwrens, BSAF We've seen it a thousand times. Last-minute renewals. Sky-rocketing premiums. Poor communication. The solution, for...
jonathan9272
Dec 14, 20231 min read


Let's Be Real - We All Hate Insurance.
Every time insurance comes up in conversation, there are usually two predominant maxims that arise. The first: "Insurance is a scam." The...
Sam Louwrens
Jul 20, 20232 min read
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