Articles, News & Updates

Understanding Experience Modification in Workers' Compensation

Experience Modification, commonly referred to as the "x-mod," is a critical concept in the realm of workers' compensation insurance. It's...

Jefferson - A Better Way To Buy Insurance

Sam Louwrens, BSAF We've seen it a thousand times. Last-minute renewals. Sky-rocketing premiums. Poor communication. The solution, for...

Let's Be Real - We All Hate Insurance.

Every time insurance comes up in conversation, there are usually two predominant maxims that arise. The first: "Insurance is a scam." The...